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About Leasing

Every company is different, and so is every lease CT Financing writes for its customers. It all depends upon the analysis of your business and tax needs. For example, the following are two types of leases that you can use to meet your objectives:

Operating Leases
If cash flow and lease payment amount are critical, we might suggest a true, or operating lease. An operating lease is considered an "off-balance sheet" liability and contains a provision to purchase the equipment at the end of the lease for market value. Further, it can work to the customer�s benefit for tax purposes because the payments may be deducted as an operating expense.

Capital Leases
If long-term ownership of the equipment is your goal, a capital lease might be your best choice. Similar to a bank loan, it would be categorized on your balance sheet as a long-term liability, with interest expense on your income statement. At the end of your lease, you can purchase the equipment for a modest sum. Most purchase options range from $1 to 10% of equipment cost.

There are many different lease combinations that can be put together to fit the vast number of different needs our customers have. CT Financing understands that every customer is different, and our leasing specialists will work with you to meet your needs. Take a look at our lease programs for a better understanding of the depth and breadth of our offerings, or learn more about leasing by following the links below:

	How To Apply
	Payment Calculator
	Credit Criteria
	History Of Leasing
	Glossary of Terms
	Get Pre-approved

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