What information we collect The CT Financing Web site collects personal information about you whenever you make a request for service over the Web site, send an email to CT Financing or complete one of our online forms or questionnaires. The types of personal information collected include your name, your employer's name, e-mail and U.S. mail addresses, office and home telephone and fax numbers and other information that you elect to provide.

CT Financing also collects technical information such as your Internet Protocol ("IP") address and your domain name. CT Financing logs IP addresses and domain names as part of its efforts to monitor site usage, including the number of visits to our site, the average time spent on our site and the number of pages viewed. By tracking this type of information, we hope to continuously improve upon the content we provide and the products and services that are available to our Customers. CT Financing does not currently share these statistics with outside parties and our Web site does not link IP addresses or domain names with any personal identifying information.

How we collect information As mentioned above, when you visit the CT Financing Web site, the site collects certain technical information such as your IP address and domain name. Through the forms you complete and e-mails you send us, we also collect personal and company information as described above. We may also use a type of "cookie" to maintain your log-on information so as to customize the content you see on the CT Financing Web site and eliminate the hassle of having to reenter your log-on information each time you visit our site. We do not use cookies to track your activities on sites outside of the CT Financing Web site. "Cookies" are small files that some Web sites place on your computer to facilitate Web-page features and to keep track of the content you have seen on that and other Web sites. CT Financing's use of cookies is limited to the purposes described above. If you choose to disclose your e-mail address through any request for information, service order or other correspondence, we may use it to periodically send you information about our building or other topics of interest. If you would prefer not to receive such information, you can choose to opt out of this service at any time by following the procedure described in the opt-out section below.

How your information is used The personal and technical information we collect is used to improve the content and efficiency of the CT Financing web site. More importantly, such information is used to help us identify and provide the type of products and services that meet the unique needs of each of our Customers. We do not sell or provide personal information to third parties for their use, unless such information is necessary to provide you with a product or service you have requested. Unless we state otherwise, any such third party does not have any right to use personal information in any way other than is necessary to provide the product or services you requested. We will disclose personal information to comply with valid legal processes such as a search warrant, subpoena, or court order, if we find that a user's actions violate our Conditions of use, or to protect our rights and property.

How your information is protected CT Financing takes steps that it believes to be reasonable and consistent with customary business practice to protect the information under our control from loss, misuse and alteration. Such information is not replicated or shared with any other entities except as described herein. At this time, encryption is not used to protect data transmissions to or from the CT Financing web site. Choice/opt-out Our site provides users the opportunity to opt-out of receiving communications from us at the point where we request information about the visitor. To opt-out of receiving future communications from http://www.commercialtruckfinancing.com, just send an e-mail to privacy@commercialtruckfinancing.com or call us at 847-291-6494.

Changes to policy CT Financing reserves the right to change this Privacy Policy at any time to reflect changes in its business practices. If we elect to change our business practices in a way that implicates this Privacy Policy, we will promptly notify you at this Web site.

Future use of information This policy describes CT Financing's current business practices related to the use of the information we collect on http://www.commercialtruckfinancing.com. In the future, CT Financing may choose to change the way it collects and/or uses this information. Such new use may include the sale or transfer of all or a portion of its database information: (i) to providers of a service that CT Financing believes is valuable to its Customers, (ii) as part of a large-scale transaction affecting the ownership interests in CT Financing (such as a merger or acquisition). In the event that CT Financing makes a decision to sell or otherwise transfer ownership of all or a part of its database of information to an entity other than a successor to CT Financing by merger or acquisition, CT Financing will first attempt to contact, via e-mail, Web site posting or otherwise, those individuals whose information in the database will be transferred. Each individual will then have the opportunity to have their information deleted prior to the transfer of ownership.

Contact information We welcome your feedback. If you have any questions about this Privacy Policy or your experiences with the CT Financing Web site, you can contact privacy@commercialtruckfinancing.com.